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Words From Our Clients

Chris Agius is always professional and offers a first class service.

The team is reliable, efficient, very cooperative and always on hand for assistance.

Christopher Agius

Partner
About
Expertise
Recent Work
Accolades

Christopher joined Acuity Law as a Partner in September of 2021 having previously led teams at Hugh James, Harrison Clarke Rickerbys, and most recently, Capital Law.

Christopher has significant experience as a real estate finance lawyer and has acted on an extensive range of banking transactions, including re-finance transactions, development funding, investment funding, SIPP funding, healthcare funding, charity funding, social housing funding, and mezzanine funding.

Christopher has been extensively involved in working with and representing a number of market—leading banks throughout his career, having acted for niche funders in high-volume lending, in addition to all of the major high street lenders on a bespoke basis.

Christopher is a specialist in development finance, investment finance, third sector/charity finance, acquisition finance, re-finance, and social housing finance.

Christopher places excellent service and relationship management at the heart of everything he does. Having developed a strong reputation advising banks, funders, and borrowers in all manner of funder transactions. Christopher brings with him, a keen commercial approach to finding solutions for his clients and was ranked as a Notable Practitioner by Chambers and Partners.

Chris’ clients include Julian Hodge Bank and the Development Bank of Wales.

  • Acting for funders when they are lending to commercial businesses, third sector organisations and the care sector.
  • Acting for all of the Clearing Banks, and many challenger banks including Santander, DBW, Shawbrook Bank, Julian Hodge Bank and many others.
  • Has developed a particular skill in lending to the third sector maintaining relationships with funders such as Triodos Bank and WCVA.
  • Acting for Borrowers when they are faced with Funder due diligence.
  • Acting in the Insolvency sector with strong relationships with LPA receivers and the wider Insolvency community.

Chris’ practice has been built on the principles of:

Identify problems, suggesting commercial solutions and backing them with commercial advice.

  • Appointed by DBW following a tender process in an advisory role in the set up of the new funding scheme Self Build Wales.
  • Advised Handelsbanken on multi million pound portfolio re-finance.
  • Advised Julian Hodge Bank Limited on process and documentation for granted repayment holidays to borrowers at the onset of lock down.
  • Advised Julian Hodge Bank Limited on multi million pound re- organisation of debt from an existing Borrower Group of companies into a single, tax efficient vehicle.
  • Advised Welsh Vauxhall dealership in the re-finance of its banking facilities into Metro Bank Limited and subsequently the sale of one of its sites and security release.
  • Advising a private fund on the recovery process, including Insolvency advice, in relation to an 8 figure loan in default. This advice culminated in referral to an Insolvency practitioner and on-going advice throughout the appointment of administrators.
  • The Real Estate Team is ranked Band 1 in Chambers & Partners.
  • The Commercial Property Team is ranked Tier 2 in The Legal 500.
  • The Construction Team is ranked Tier 3 in The Legal 500.
  • The Banking & Finance Team is ranked Band 2 in Chambers & Partners.
  • The Banking & Finance Team is ranked Tier 2 in The Legal 500.
  • Chris is ranked Band 3 by Chambers & Partners.
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