Real Estate Finance

Key Contact

Edward Finley
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Accolades & Testimonials
Meet The Team

Funding real estate investment, operation and development deals is increasingly complex. Solid market knowledge, broad asset expertise and a full-service team are essential.

We are a veteran team of specialist Real Estate Finance lawyers, advising lenders and borrowers on all types of real estate-backed debt transactions, covering all asset classes, debt sizes and tiers of debt. We pride ourselves on our exemplary client service and transactional nous.

We support clients with an end-to-end transactional service, leveraging the expertise of our market-leading real estate, construction, planning and corporate specialists. Our clients include commercial and private banks, alternative lenders, building societies, funds, developers, listed corporates, owner-operators and high-net-worth investors.

We regularly appear in cutting-edge transactions, from residential real estate, commercial/residential mixed-use, shopping centres and retail parks, hotels and other leisure facilities, to student accommodation, offices, care homes and industrial properties. In the development arena, our work can range from large-scale transformational developments to refurbishment works.

Lender-Side Instructions

  • Acting for specialist lender Zorin Finance on a £70 million investment refinancing loan to the Botley Development Company to support the development of student accommodation, build-to-rent properties, a hotel and commercial and community spaces in Oxford
  • Acting for boutique property lender A.S.K. Partners on the £6.9 million refinancing of a central London office building
  • Acting for Zorin Finance on acquisition and development financing transactions in aggregate debt value in excess of £100 million
  • Acting for Principality Building Society as funding partner for a flagship regeneration scheme to create a £100 million urban village
  • Acting for Principality Building Society on a £17 million development facility to partially fund the development of The Mill, Cardiff
  • Acting for Warwick Capital on a £25 million credit facility to enable a developer to pursue residential development projects
  • Acting for a private bank on the £120 million financing of a residential development project in west London
  • Acting for a challenger bank on the financing of residential development, mixed-use and care home projects around the UK in aggregate debt value of £150 million
  • Acting for a commercial bank on the £30 million financing of a London hotel and the £35 million financing of student accommodation in Hampshire

Borrower-side instructions

  • Acting for Rightacres Property Co. on Cardiff’s Central Square project, a landmark office, retail and residential development and regeneration scheme with complex financing arrangements
  • Acting for Choice Care Group on various facilities to fund the development of care homes and group operations in aggregate debt value in excess of £100 million
  • Acting for LifeCare Residences on the development funding for London’s first luxury retirement community in Battersea and various retirement village and nursing home refinancings
  • Acting for a leading London property developer on the £135 million financing for the development of a new commercial, retail and residential estate in east London and the £43 million senior and mezzanine financing for the development of a block of high-end residential units in north London
  • Acting for a large asset management company on the £80 million senior and mezzanine refinancing of a portfolio of London office properties
  • Acting for an Asian property developer on the £110 million financing for the redevelopment of a mixed-use office, residential and retail site in Central London
  • Acting for a luxury hotel group on its group restructuring and the associated refinancing by way of a £180 million credit facility


  • The Real Estate Finance Team is ranked in The Legal 500
  • The Real Estate Team is ranked Band 1 by Chambers and Partners
  • The Real Estate Team is ranked Tier 2 in The Legal 500 


“Very strong team ethic with property, corporate, and construction lawyers working cohesively to provide a single view. Very responsive and flexible in approach and available when needed.”

“Very pragmatic and will balance legal opinion with a risk based approach/commercial view.”

“The team is very responsive and agile.”

“It’s the best all-round law firm I have dealt with outside London.”

“The one thing that separates Acuity Law from the other legal firms that we do business with is their open and proactive approach to contract drafting and the resolution of any issues that arise that require multiparty agreement.”

Anisha Patel, Real Estate Associate at Acuity Law

Anisha Patel

Legal Director
Damien Cann

Damien Cann

Edward Finley, Partner at Acuity Law

Edward Finley

James Kilgour, Partner at Acuity Law

James Kilgour

Karen Halsey, Partner at Acuity Law

Karen Halsey

Consultant Partner
henry duncan

Henry Duncan

Senior Associate

Lizzie Elliott

Senior Associate
chelsey bishop

Chelsey Bishop


Sophie Azzopardi

Trainee Solicitor
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